By : Islam Tafik

Sahl,  of Egypt's leading digital payments and bill payment platforms, today announced a strategic partnership with Klivvr, the fintech company helping consumers take greater control of their financial lives. Through this partnership, Klivvr customers can now pay their installments directly through Sahl mobile application

Through the integration, Klivvr customers can now make installment payments securely and conveniently via the Sahl app, providing them with a flexible digital payment option that is available anytime and from anywhere. The partnership expands customers' payment choices while making it easier to manage recurring financial commitments through a seamless and reliable digital experience

By bringing together Klivvr's financing capabilities and Sahl 's digital payment infrastructure, the collaboration represents another step toward a more connected financial ecosystem in Egypt. The partnership supports the continued adoption of digital payments, enhances customers' access to convenient financial services, and contributes to the country's broader efforts to advance financial inclusion and accelerate the transition toward a cashless economy

Since its launch in December 2019, Sahl has established itself as one of Egypt's leading digital payment platforms, enabling users to access more than 200 payment services through a single mobile application. The platform supports payments for electricity, natural gas, water, telecommunications, internet services, and a wide range of other everyday services

businesses streamline payment operations

Sahl has also introduced Near Field Communication (NFC) technology, enabling customers to recharge prepaid utility meters and smart cards directly from home in less than one minute. In addition, the company has expanded its business-to-business (B2B) portfolio through digital payment acceptance and collection solutions, helping businesses streamline payment operations while extending the reach of digital financial services across Egypt

Founded in Egypt in 2021, Klivvr is a fintech company offering an integrated ecosystem of digital financial solutions spanning payments and lending. Through its smart payment card and mobile application, the company enables users to track spending, manage budgets, and access a growing portfolio of financial services designed to simplify everyday money management

In 2023, Klivvr received approval from the Central Bank of Egypt, marking a significant milestone in the company's growth journey and supporting its continued expansion within Egypt's rapidly evolving fintech sector

Building on that momentum, Klivvr expanded its consumer finance offering in 2025 with the launch of its Buy Now, Pay Later (BNPL) solution, providing financing of up to EGP 500,000 with repayment periods of up to 60 months. The company also introduced one-time financing of up to EGP 15 million for high-value purchases through a network of more than 1,000 merchants and business partners across Egypt

Continuing its innovation strategy, Klivvr further strengthened its digital ecosystem in 2026 with the launch of K.ai, Egypt's first AI-powered financial assistant, delivering personalized spending insights and intelligent financial guidance. The company also introduced K.Points, its integrated rewards program, alongside K.Shop, its in-app marketplace, creating a more comprehensive and personalized financial experience for users. The continued expansion of Klivvr's platform has driven its user base to more than 700,000 customers, reflecting the company's growing position in Egypt's digital financial services market